:root{--deep:#063b5c;--blue:#087aa5;--aqua:#18b9c8;--pale:#eaf9fb;--ink:#16313f;--white:#fff;--shadow:0 14px 36px rgba(0,55,80,.14)}*{box-sizing:border-box}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:linear-gradient(180deg,#e7f9fc 0,#fff 45%,#effbfc 100%);line-height:1.65}header{background:linear-gradient(120deg,var(--deep),var(--blue) 55%,var(--aqua));color:#fff;position:relative;overflow:hidden}header:after{content:"";position:absolute;left:-5%;right:-5%;bottom:-55px;height:105px;background:#fff;border-radius:50% 50% 0 0/45% 45% 0 0;opacity:.13}.top{max-width:1180px;margin:auto;padding:18px 22px 40px}.brandrow{display:flex;align-items:center;justify-content:space-between;gap:22px}.logos{display:flex;gap:16px;align-items:center}.logos img{width:210px;height:125px;object-fit:contain;background:white;padding:10px;border-radius:10px;box-shadow:0 4px 14px rgba(0,40,70,.12)}.hero{padding:55px 0 30px;max-width:850px}.hero .eyebrow{font-size:.82rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;opacity:.9}.hero h1{font-size:clamp(2rem,5vw,4rem);line-height:1.05;margin:.25em 0}.hero .code{font-size:1.05rem;font-weight:700}.nav{background:#fff;box-shadow:0 8px 25px rgba(0,65,90,.09);position:sticky;top:0;z-index:5}.navinner{max-width:1180px;margin:auto;display:flex;flex-wrap:wrap}.nav a{color:var(--deep);text-decoration:none;font-weight:700;padding:16px 18px;border-bottom:3px solid transparent}.nav a:hover,.nav a.active{color:var(--blue);border-bottom-color:var(--aqua)}main{max-width:1180px;margin:38px auto;padding:0 22px 60px}.panel{background:#fff;border-radius:18px;padding:30px;box-shadow:var(--shadow);margin-bottom:28px}.panel h2{color:var(--deep);margin-top:0;font-size:1.8rem}.sign{display:block;width:min(100%,1000px);margin:0 auto;border-radius:14px;box-shadow:var(--shadow)}.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:18px}.card{background:linear-gradient(145deg,#fff,#effbfd);border:1px solid #ccebf0;border-radius:15px;padding:20px}.card b{display:block;color:var(--blue);font-size:.82rem;text-transform:uppercase;letter-spacing:.05em}.card strong{display:block;color:var(--deep);font-size:1.2rem;margin-top:5px}.lead{font-size:1.12rem}.button{display:inline-block;background:linear-gradient(90deg,var(--blue),var(--aqua));color:#fff;text-decoration:none;font-weight:700;padding:13px 22px;border-radius:10px}.progress{text-align:center;padding:90px 20px;font-size:clamp(2rem,8vw,5rem);font-weight:900;color:var(--blue);letter-spacing:.04em}.summary p{margin:0 0 1.05em}footer{background:var(--deep);color:#dff7fa;padding:28px 22px;text-align:center}@media(max-width:700px){.brandrow{display:block}.logos{margin-top:15px;flex-wrap:wrap}.logos img{width:150px;height:95px}.hero{padding-top:35px}.navinner{display:grid;grid-template-columns:1fr 1fr}.nav a{font-size:.86rem;padding:12px}.panel{padding:20px}}